Attorney Funding For Lawsuits & Litigation

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Running a law firm on a contingency-fee model often means waiting months, or even years, for a case to resolve. In the meantime, you still need to pay your team, manage overhead, and cover litigation expenses. Attorney funding gives you the capital you need to keep your practice running smoothly while you focus on winning cases, not chasing cash flow.

This type of specialized legal financing gives you access to non-recourse capital based on your expected fees from pending cases. It’s not a traditional loan; there are no monthly payments and no personal liability. With attorney funding, you can take on more high-value cases, grow your practice, and avoid turning away clients just because your budget is stretched. It’s a smart way to maintain stability and scale sustainably.

What is Attorney Funding?

Attorney funding is a type of financing that enables lawyers to receive upfront cash in exchange for a portion of their future fees. This can be particularly useful for attorneys who work on contingency or settlement-based cases, as they may not receive payment until the case is resolved. By obtaining funding, these attorneys can cover their operating expenses while they wait for settlements or court rulings to come through.

The Advantages of Attorney Funding

Attorney legal funding gives you immediate access to working capital tied to your anticipated legal fees. This allows you to manage day-to-day operations, pay expert witnesses, and invest in growth opportunities without waiting for cases to close. Whether you’re handling one major case or dozens of active matters, this type of financing helps you stay financially agile and focused on results.

Case Value-Based Lending

Traditional lenders care about credit scores and collateral. Attorney funding doesn’t. Instead, your access to capital is based on the strength and value of your current and future cases. Funders look at your success rate, legal expertise, and the potential recovery value of each matter, not your personal finances.

Credit History Independence

If your credit history isn’t perfect, or if you simply prefer not to risk your personal credit, attorney funding gives you another path. Decisions are based on the merits of your case portfolio, not your credit score or past borrowing history. That means more attorneys have access to financing that’s truly aligned with their work.

New Practice Accessibility

Starting a firm doesn’t have to mean struggling for capital. Attorney financing can be a lifeline for solo practitioners or newer law firms that don’t yet qualify for traditional loans. With no need for long operating histories or large amounts of collateral, it’s a practical way to build momentum early in your career.

The Types of Attorney Funding

Attorney funding isn’t limited to just one type of loan. It includes a range of flexible solutions designed specifically for law firms operating on contingency. Whether you need capital before a case settles or after a win while waiting on payment, there’s a financing option that fits your situation. The goal is to give you access to funds when you need them most, without putting your personal assets at risk.

Non-Recourse Loan

This is the foundation of attorney legal funding. You receive capital upfront, secured only by your anticipated legal fees. If your case doesn’t succeed, you owe nothing. This non-recourse model protects you from personal liability and ensures that the risk stays with the funder, not with you or your firm.

Case Outcome Contingent Repayment

Unlike traditional loans with monthly repayment schedules, attorney financing is tied directly to your case outcomes. You repay only if and when you recover fees. This alignment means funders have a vested interest in the success of your cases, and you’re not burdened with fixed payments during litigation.

Risk Transfer Financial Model

Attorney funding shifts the financial risk away from your practice and onto experienced litigation investors. These funders know how to evaluate complex legal matters and manage diverse portfolios. You get access to working capital without jeopardizing your firm’s stability, allowing you to pursue more high-stakes cases with confidence.

How to Choose an Attorney Financing Company

Not all funders are created equal. Choosing the right partner is about more than just getting capital; it’s about finding a company that understands your practice, values transparency, and offers terms that support your long-term goals. A good financing relationship should feel like a partnership, not a transaction.

Transparent Fee Structure

Before signing anything, make sure you understand exactly what the funding will cost. Look for a company that discloses interest rates, origination fees, administrative charges, and any potential penalties upfront. Clear terms help you avoid surprises down the line.

Fast Approval Process

Litigation moves fast, and you can’t afford to wait months for funding. Choose a company that offers a streamlined application process, responsive communication, and fast turnaround times. The right funder should be able to review your cases and provide a decision quickly, without mountains of paperwork.

Flexible Funding Terms

Every practice is different, and your funding agreement should reflect that. Look for a funder who can tailor disbursement schedules, repayment mechanisms, and total funding amounts to fit your unique needs. Flexibility gives you room to adapt as your cases progress.

Litigation Experience

Working with a funder who understands the legal industry makes a big difference. They’ll evaluate your cases more accurately, offer more relevant advice, and be better equipped to support your goals. Choose a partner who speaks your language and knows what it takes to succeed in complex litigation.

What Documentation Do Funders Require from Requesting Attorneys?

To secure attorney funding, you’ll need to present a clear and well-organized case for why your firm is a good investment. That means submitting documents that help funders understand the value of your pending cases and the overall health of your practice.

Most funders will ask for:

  • Detailed case summaries
  • Evidence and expert reports
  • Settlement or verdict projections
  • Contingency fee agreements
  • Financial statements
  • Past performance data

The better your documentation, the stronger your application. Well-prepared files show funders that your firm is professional, diligent, and positioned to deliver results. It also speeds up the approval process and can help you secure better funding terms.

Think of this step as an opportunity to present your practice the same way you would a client’s case, in a clear, compelling, and strategic way.

How Can REMO Help You With Attorney Financing?

At REMO, we go beyond just matching you with capital. We help you find the right solution for your practice. Whether you’re looking for attorney post-settlement funding, upfront case financing, or long-term law firm growth capital, we connect you with funders who understand your needs and offer competitive, flexible terms.

Our team reviews your case inventory, evaluates your funding goals, and uses our extensive network to secure options tailored to your specific situation. We handle the heavy lifting so you can focus on your clients, your cases, and your firm’s future.

With REMO, you get more than a transaction. You get a partner who understands the legal landscape and is committed to helping you grow on your terms. 

Attorney Funding FAQ

Answers to some of our most commonly asked questions.

Is attorney funding legal and ethical?

Yes, attorney funding is legal and considered ethical by most legal professionals. However, it's important to ensure that any funding agreement complies with state and federal laws and regulations.

How quickly can I obtain funding?

The timeline for obtaining attorney funding may vary based on the lender and the specifics of your cases. Some lenders offer fast turnaround times of just a few days.

Is my credit score a factor in obtaining attorney funding?

No, attorney funding is not based on credit score or financial position. Instead, lenders evaluate the potential value of your cases and offer funding based on that assessment.

What are the repayment terms for attorney funding?

Repayment terms for attorney funding are typically structured as a percentage of the fees recovered from funded cases. The exact percentage may vary based on the lender and the specifics of the case.

How much funding can I receive?

The amount of funding you can receive will depend on the specifics of your cases and the lender's evaluation. Some lenders offer funding of up to $1 million or more.

What types of cases can be funded through attorney funding?

Attorney funding can be used for a variety of case types, including personal injury, medical malpractice, product liability, and more.